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Claims Lack Real-Time Oversight

TPAs lack the tools to review 100% of claims.
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Claims review happens across fragmented tools

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Manual workflows slow down intervention

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Transparency data is disconnected from claims

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Scaling review requires more headcount

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Analytics lag by months, not actionable in the moment  

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No real-time visibility into claims decisions

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Site of care choices happen without employer context

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Fiduciary responsibility without fiduciary-grade tools

BenOsphere helps TPAs triage and negotiate claims at scale using AI and price transparency data, giving employers fiduciary-grade oversight and measurable savings.

A Claims Triage and Negotiation Platform

Works with existing TPA workflows.
100% Claims. Triaged

Reviews claims for pricing issues, unbundling, upcoding, and duplicate charges.

Personalized Guidance
Price Transparency

Compares billed amounts against payer and hospital price data.

Personalized Guidance
Focused Intervention

Only claims with real savings potential are routed for negotiation or action.

Real-Time Oversight

Employers and TPAs see claims in progress and savings impact in real time.

Holistic Insights

Claims Intelligence Powered by AI Agents

Every claim triaged, negotiated, and overseen before payment.

Broker Account Co-Pilot

Clara

Tracks renewals, commissions, and client metrics — helping brokers stay proactive and organized.

Employee Benefits Advisor

Brea

Engages employees via Slack, Teams, or SMS — improving benefit literacy and reducing HR load.

HR Benefits Architect

Brea

Advises HR leaders on benefit design, engagement, and renewals using real-time insights.

Broker Account Co-Pilot

Clara

Tracks renewals, commissions, and client metrics — helping brokers stay proactive and organized.

Employee Benefits Advisor

Brea

Engages employees via Slack, Teams, or SMS — improving benefit literacy and reducing HR load.

HR Benefits Architect

Brea

Advises HR leaders on benefit design, engagement, and renewals using real-time insights.

Claims Triage Agent

Mira

Reviews every claim and flags pricing, coding, and billing risks.

Claims Negotiation Agent

Nina

Prepares evidence to support claim correction and negotiation.

Fiduciary Oversight Agent

Theo

Provides real-time visibility, documented decisions, and savings impact.

Give TPAs and Employers Real Control Over Claims

Operational Oversight

See claims as they move through the system, not weeks later.

Cost Exposure Clarity

Understand where spend is accumulating and where intervention matters most.

Actionable Prioritization

Focus teams on high-impact claims instead of manual sampling.

Fiduciary-Grade Decisions

Support claims decisions with defensible data and documented rationale.

Empower Your Startup

Claims Savings You Can Prove

Tracked at the claim level, before payment.

Reduce up to

10%

of total medical claims spend through pre-pay triage and intervention

Triage

100%

of claims without adding analyst headcount

Save

>600K

in avoidable spend per 1,000 member lives annually

What Sets BenOsphere Apart

Designed for real-time claim intervention.

Capability

Real-time claim triage

AI + human intervention

Uses price transparency data

TPA-native workflowTPA-native workflow

Integrated with Slack and MS Teams

Complete stack

Simple pricing

Fast deployment (<2 weeks)

BenOsphere

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Zelis

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ELAP

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Springbuk

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Take Action. Empower Your Team Today

Isn’t it time you discovered the BenOsphere difference?

Join the Waitlist
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Your Questions, Answered

Still have some questions? Don’t worry. Take a look at our FAQ below.

Does this replace our TPA or existing workflows?
No. BenOsphere works alongside existing TPA workflows. It ingests claims, triages them in real time, and surfaces actionable issues. TPAs retain control and execution.
How is this different from post-pay audits or reports?
Post-pay audits find issues after payment. BenOsphere reviews claims before payment, when correction, negotiation, or redirection is still possible
Is this only about price transparency?
No. Claims are triaged for pricing outliers, unbundling, upcoding, duplicate billing, and other leakage patterns. Price transparency is one input.
Will this slow claim payments or member experience?
No. Triage runs in real time within existing review windows. Members see no disruption.
How do you prove savings and stay fiduciary-safe?
Each flagged claim includes evidence, rationale, and outcome tracking. Employers and TPAs see what was identified, actioned, and saved.
How does this support employer fiduciary responsibility?
Provides real-time oversight and documented decisions, not just another dashboard, without employers managing individual claims